Terms of Use

MSL may amend, modify, update or replace these Terms from time to time at its discretion. Any revised Terms will be posted on the Website with an updated “Last Updated” date.

Your continued access to or use of the Website following the posting of revised Terms constitutes your acceptance of the revised Terms. Changes will apply prospectively and will not affect rights or obligations that accrued before the effective date of the revised Terms, unless otherwise required by applicable law.

MSL may also modify, suspend, withdraw or discontinue any part of the Website or Content at any time without prior notice.

The Website is provided for general informational, educational and professional communication purposes.

The Content may include legal updates, regulatory developments, publications, articles, insights, reports, commentary and other materials relating to legal, regulatory, compliance and business matters.

The Content is not intended to constitute legal, regulatory, tax, financial, investment or other professional advice and should not be relied upon as such.

Nothing contained on the Website constitutes an offer to provide legal or other professional services, an invitation to enter into an engagement, or a recommendation or solicitation to engage MSL.

Your access to or use of the Website, submission of any enquiry, communication through the Website, or receipt of any Content does not create a lawyer-client, solicitor-client, fiduciary, advisory or other professional relationship between you and MSL.

A professional relationship with MSL will arise only upon the execution of an appropriate engagement letter, terms of engagement or other written agreement expressly establishing such relationship.

You should not provide confidential or privileged information through the Website or by email unless and until an appropriate professional engagement and confidentiality arrangements have been established.

MSL endeavours to ensure that the Content published on the Website is accurate and current. However, legal and regulatory requirements may change, and information may become outdated, incomplete or inapplicable to particular circumstances.

Accordingly, the Content is provided solely for general information and is not a substitute for obtaining advice based on the specific facts and circumstances of a matter.

You should independently verify any information before relying upon it or taking, or refraining from taking, any action based upon it.

To the fullest extent permitted by applicable law, MSL makes no representation or warranty regarding the accuracy, completeness, reliability, currency or suitability of any Content.

The information and materials available on the Website are provided on an “AS IS” and “AS AVAILABLE” basis.

Nothing on the Website should be construed as:

• legal or regulatory advice;
• tax, accounting, financial or investment advice;
• a definitive interpretation of any legislation, regulation or regulatory requirement;
• a substitute for professional advice; or
• a guarantee of any particular legal, regulatory, commercial or other outcome.

Legal and regulatory requirements may differ depending on the applicable jurisdiction, facts, circumstances and date on which advice is sought.

MSL accepts no responsibility for any decision made or action taken, or omitted to be taken, solely or primarily in reliance upon Content available on the Website.

MSL may, at any time and without prior notice:

• modify, update, suspend or discontinue the Website or any part thereof;
• modify or remove any Content;
• add or remove features or functionality; or
• restrict or terminate access to the Website or particular Content.

MSL does not undertake to update the Website or any Content to reflect subsequent developments.

Unless otherwise expressly stated, all Content, text, articles, publications, reports, graphics, photographs, logos, trademarks, service marks, designs, layouts, compilations and other materials appearing on the Website are owned by or licensed to MSL and are protected by applicable intellectual property laws.

All rights not expressly granted under these Terms are reserved.

You must not, without MSL's prior written consent:

• reproduce, copy, republish or redistribute substantial portions of the Website or Content;
• modify, adapt or create derivative works from the Content;
• use the Website or Content for commercial exploitation;
• remove copyright, trademark, attribution, disclaimer or other proprietary notices;
• systematically download, scrape, extract or collect Website Content; or
• reproduce the Website or any substantial portion of its design or functionality.

Nothing in these Terms transfers any ownership or intellectual property rights in the Website or Content to you.

Subject to your compliance with these Terms, MSL grants you a limited, non-exclusive, non-transferable and revocable right to access and use the Website for lawful, personal and informational purposes.

You may view, download or print reasonable portions of Content for your own non-commercial informational purposes, provided that you do not alter the Content and retain all applicable copyright, trademark, attribution and other proprietary notices.

Any specific terms applicable to particular services, features, publications or activities on the Website will apply in addition to these Terms. In the event of an inconsistency, the specific terms applicable to that service, feature or activity will prevail to the extent of the inconsistency.

You agree not to:

• use the Website for any unlawful or fraudulent purpose;
• interfere with or disrupt the operation or security of the Website;
• introduce viruses, malware or other harmful or malicious code;
• attempt to gain unauthorised access to the Website or its systems;
• circumvent security or access-control measures;
• use automated systems, bots, crawlers or scraping tools to access or extract Content, except where expressly permitted;
• impersonate MSL or any of its personnel;
• use the Website in a manner that infringes the rights of MSL or any third party; or
• use the Website or Content in a manner that could damage the reputation or goodwill of MSL.

If you access the Website through a shared, public or third-party device, you are responsible for taking appropriate steps to protect your information and privacy.

You should consider clearing your browsing history, cookies and cache after using the Website, particularly where the device is accessible to other persons.

MSL shall not be responsible for any unauthorised access to information resulting from your failure to take appropriate precautions when using a shared or public device.

The Website may contain links to websites, platforms or resources operated by third parties.

Such links are provided solely for convenience and do not constitute an endorsement, recommendation or approval by MSL of the relevant third party, its services, products, content or practices.

MSL does not control and is not responsible for the availability, accuracy, security, privacy practices or content of third-party websites.

Your access to and use of third-party websites is at your own risk and is subject to the terms and policies applicable to those websites.

You must not create a permanent, framed, embedded or misleading link to the Website in a manner that suggests an association, endorsement, sponsorship or affiliation with MSL without our prior written consent.

MSL reserves the right to withdraw permission for any link to the Website at any time.

“MS Compliance and Legal”, “MSL”, our logos, names, service marks and other branding elements are proprietary rights of MSL and/or their respective owners.

No right or licence to use any trademark, service mark, logo or other branding is granted by these Terms.

Unauthorised use of any such intellectual property may constitute an infringement of applicable laws.

MSL does not guarantee that the Website will always be available, uninterrupted, secure, error-free or free from viruses or other harmful components.

You are responsible for maintaining appropriate security measures on the device and network through which you access the Website.

To the fullest extent permitted by applicable law, MSL shall not be liable for any loss or damage resulting from interruption, unavailability, technical failure, malware, viruses or other harmful components affecting the Website or your access to it.

To the fullest extent permitted by applicable law, MSL disclaims all warranties, representations and conditions, whether express, implied or statutory, relating to the Website and Content, including warranties of:

• accuracy;
• completeness;
• availability;
• suitability for a particular purpose;
• non-infringement;
• merchantability; and
• fitness for a particular purpose.

Your use of the Website and reliance upon any Content is at your own risk.

To the fullest extent permitted by applicable law, MSL and its partners, directors, officers, employees, consultants, agents, associates, representatives and contributors shall not be liable for any loss, damage, cost or expense arising out of or in connection with:

• your access to or use of the Website;
• your reliance upon any Content;
• any inability to access or use the Website;
• any error, omission or inaccuracy in the Content;
• any third-party website or resource accessed through a link on the Website; or
• any other matter relating to the Website or Content.

This exclusion includes, to the fullest extent permitted by applicable law, indirect, incidental, consequential, special or punitive losses or damages, including loss of profits, revenue, business opportunities, data or goodwill.

Nothing in these Terms excludes or limits liability to the extent that such exclusion or limitation is prohibited by applicable law.

To the fullest extent permitted by applicable law, you agree to indemnify and hold harmless MSL and its partners, directors, officers, employees, consultants, agents, associates and representatives from and against claims, liabilities, losses, damages, costs and expenses (including reasonable legal fees) arising out of or relating to:

• your unlawful or unauthorised use of the Website;
• your breach of these Terms;
• your violation of applicable law; or
• your infringement of the rights of MSL or any third party.

MSL respects the intellectual property rights of others.

If you believe that any Content available on the Website infringes your copyright or other intellectual property rights, you may notify MSL with sufficient information to enable us to investigate the matter, including:

• identification of the intellectual property right claimed to have been infringed;
• identification and description of the allegedly infringing material;
• the location of the material on the Website;
• your name and contact details;
• evidence of your ownership or authority to act on behalf of the rights holder; and
• a statement confirming that the information provided is accurate and that you have a good-faith basis for making the complaint.

Notices should be sent to the contact details specified in the Contact Us section of the Website.

MSL reserves the right, where appropriate, to remove or disable access to Content alleged to infringe intellectual property rights and to restrict or terminate access by repeat infringers.

Your use of the Website may involve the collection and processing of personal data.

Our collection, use, storage, disclosure and processing of personal data are governed by our Privacy Policy, which is available on the Website.

By using the Website, you acknowledge that you have reviewed the Privacy Policy and understand that your personal data may be processed in accordance with it and applicable data protection laws.

The Website may use cookies and similar technologies for functionality, security, analytics and other legitimate purposes.

Further information regarding our use of cookies and similar technologies is available in our Cookie Policy, where applicable.

Information submitted through the Website, including through contact forms, email links or other communication channels, should not be assumed to be confidential or legally privileged unless and until MSL expressly confirms otherwise.

You should not submit sensitive, confidential or privileged information through the Website unless specifically requested by an authorised representative of MSL.

The Content on the Website is intended for general informational and professional communication purposes and should not be construed as an advertisement, solicitation or invitation to establish a professional relationship where such solicitation or invitation is restricted or prohibited by applicable law or professional rules.

The Website may contain information concerning laws, regulations, regulatory frameworks and practices of jurisdictions other than the United Arab Emirates.

Such information is provided for general informational purposes only and may not apply to your particular circumstances.

Access to the Website from jurisdictions where its Content or services may be restricted or prohibited is undertaken at your own responsibility.

These Terms and your use of the Website shall be governed by and construed in accordance with the laws of the United Arab Emirates and the applicable laws of the Emirate of Fujairah, without regard to conflict-of-law principles.

Subject to any mandatory jurisdictional requirements under applicable law, the courts of the Emirate of Fujairah, United Arab Emirates, shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms or your use of the Website.

If any provision of these Terms is determined by a competent authority or court to be unlawful, invalid or unenforceable, that provision shall be modified or severed to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

Any failure or delay by MSL in exercising any right or remedy under these Terms shall not constitute a waiver of that right or remedy.

A waiver shall be effective only if made expressly in writing by an authorised representative of MSL.

These Terms, together with the Privacy Policy, Cookie Policy, Disclaimer and any other terms expressly incorporated by reference, constitute the entire agreement between you and MSL concerning your access to and use of the Website, except to the extent superseded by a separate written engagement or agreement between you and MSL.

You may not assign, transfer or otherwise deal with any rights or obligations under these Terms without MSL's prior written consent.

MSL may assign or transfer its rights or obligations under these Terms where permitted by applicable law.

MSL reserves the right to take any lawful action and seek any remedies available under applicable law in response to a breach of these Terms, including restricting or terminating access to the Website.

If you have any questions, concerns or comments regarding these Terms of Use, please contact: